Group and General Finance Rates and Terms Effective: 13/12/2024- current.

Group and General Finance Rates and Terms Effective: 13/12/2024- current.

Car Rates ($10-150K)

Asset age at start of loan:

0-2 years - 7.89%
3-6 years - 8.49%
7-10 years - 9.09%
11-14 years - 9.79%
15+ years - 10.49%

Truck & Equipment Rates ($10-300K)

Asset age at start of loan:

0-2 years - 8.29%
3-6 years - 8.89%
7-10 years - 9.49%
11-14 years - 10.19%
15+ years - 10.89%

Replacement Loans Up To $150K

Dealer sales, auction sales, private sales, residual refinances (<=6 months remaining) 
$150K max loan amount (property owner)
$100K max loan amount (non-property owner)
Max asset age 15 years old at end of term (assets >15 years EOT fall under light doc product)
Repayments within 120% of account being replaced
No bank statements required
Fast approvals (<=4 hours)
Same day settlements with docusign!
See Terms for further info

Light Doc Loans - Up To $300K With No Financials

Dealer sales, auction sales, private sales, engine repowers, capital raises, midterm refinances & more
$300K max loan amount (property owner)
$100K max loan amount (non-property owner)
No limit on asset age 
6 months illion bank statement portal
ATO portal required at credits discretion and for exposures >$150K
Fast approvals (<=4 hours)
Same day settlements with docusign!
See Terms for further info

Terms

Private Sale/Cap Raise/Refinance - add 1% to base rate
Non Property Owner - add 2% to base rate
Other Scenarios - Enquire For Rate
Max brokerage 6% - add 0.5% to base rate for every 1% above 4%. 

Light Document Loan Terms:

Available to GST registered ABN holders in operation >24 months with clear credit and 600+ score. Further rate loads are applicable for adverse credit, credit score <600, ABN's established/GST registered <24 months and rideshare/hire/courier vehicles.
Exposure limit to non-property owners is $100K.
These rates are valid for 7 days and are subject to change thereafter. GGF reserve the right to request further information.

Replacement Loan Terms (in addition to above):

Proposed repayments must be within 120% of existing loan account being replaced. Borrower/guarantor equifax report to be satisfactory to GGF.
Loan must be running 24+ months with a lender acceptable to GGF and be finalised within the past six months or at time of settlement.
GGF reserve the right to request further information.

Get In Touch


Matthew Swinney - BDM - 04 0992 0823
Lance Soles - BDM - 04 4816 0801
Office - 02 8817 7780












    • Related Articles

    • MONEYME PERSONAL LOAN GUIDE FOR BROKERS INC. CALCULATOR EFFECTIVE: DECEMEBER 2023- CURRENT.

      Basic criteria for all applicants: Minimum age 18 years Australian resident or citizen, New Zealand citizen, or permanent resident Permanent resident and file <7 years - Passport or Medicare required. New Zealand citizen and file <7 years - Medicare ...
    • FLEXI COMMERICAL RATES EFFECTIVE: 22/01/2024

      A message from Patrick at Flexi: Morning Team Just a recap from the Flexi EDM that was sent to you this morning. Effective from today, our establishment fees have increased by $50. One time establishment fees for dealer sale now $495 and $745 for ...
    • FLEXFLEET INTEREST RATES FEBRUARY 2024 EFFECTIVE: 23/01/2024

      February Rate Chart for Chattel Mortgage and Lease facilities is attached. These rates will be used for deals documented from today. Credit Criteria Chattel Mortgage, Finance Lease or Equipment Rental Matrix (No Financials) Amounts up to $150,000 ...
    • BOQ COMMERCIAL QUOTE TOOL EFFECTIVE: 23/01/2024

      Please find attached the BOQ Finance Commercial Quote Tool for this week. This week’s Interest Rate starting from 7.81% including brokerage. Low Doc/Matrix Guidelines Current turnaround times (Business Days):
    • WESTPAC RATE CHARTS EFFECTIVE: 22/01/2024

      A message from the BDM: Please find attached rate charts for this week. eSIgn- If attached user guide is followed, and you are experiencing eSign issues, best to proceed with manual documents to client instead, as IT raised issues take up to 3 days ...